Financial and business terms. 2012.
rate-sensitive assets — ( RSA) The quantity of assets subject to repricing within a defined time period. Usually related to rate sensitive liabilities in the ratio: RSA divided by RSL. American Banker Glossary … Financial and business terms
Interest Sensitive Liabilities — Any type of short term deposit held by a bank that pays a variable rate of interest to the customer. Interest sensitive liabilities make up a significant amount of the assets of most banks. These liabilities include money market certificates,… … Investment dictionary
asset sensitive — Describes an entity s position when an increase in interest rates will help the entity and a decrease in interest rates will hurt the entity. An entity is asset sensitive when the impact of the change in its assets is larger than the impact of… … Financial and business terms
liability sensitive — Describes an entity s position when an increase in interest rates will hurt the entity and a decrease in interest rates will help the entity. An entity is liability sensitive when the impact of the change in its assets is smaller than the impact… … Financial and business terms
liability-sensitive — Describes an entity s position when an increase in interest rates will hurt the entity and a decrease in interest rates will help the entity. An entity is liability sensitive when the impact of the change in its assets is smaller than the impact… … Financial and business terms
RSL — rate sensitive liabilities (RSL) The quantity of liabilities subject to repricing within a defined time period. Usually related to rate sensitive assets in the ratio: RSA divided by RSL. American Banker Glossary … Financial and business terms
RSA — rate sensitive assets (RSA) The quantity of assets subject to repricing within a defined time period. Usually related to rate sensitive liabilities in the ratio: RSA divided by RSL. American Banker Glossary … Financial and business terms
gap — A term used by technicians to describe a jump or drop in prices; i.e., prices skipped a trading range. Gaps are usually filled at a later date. The CENTER ONLINE Futures Glossary (1) As a measurement of exposure to interest rate risk, the amount… … Financial and business terms
gap analysis — A technique or process for quantifying exposure to adverse consequences from changes in interest rates. A comparison of the total quantity of a financial institution s rate sensitive assets (RSAs) and rate sensitive liabilities (RSLs) for each of … Financial and business terms
gap — asset liability gap 1) A measure of interest rate risk used in banking. It comprises the difference between rate sensitive assets (i. e. loans) and rate sensitive liabilities (i. e. deposits) within a particular range of repricing time periods.… … Big dictionary of business and management
